Terms & Conditions

By accessing or using the Fresh Start Credit Pros website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

Fresh Start Credit Pros provides educational and consultative services related to "Approval Readiness." Our consultations are designed to help you understand what lenders typically review before you apply for financing. We do not provide legal advice, financial advice, or credit repair services.

We do not guarantee any specific outcome, including approval for financing, changes to your credit score, or the removal of any item from your credit report. Every individual's financial situation is unique, and results vary based on many factors, including your credit history and consistency of effort. Any examples of client experiences are illustrative only.

All content and guidance provided is educational in nature. It is not a substitute for professional legal, financial, or tax advice. We encourage you to consult a qualified professional for advice tailored to your specific situation.

You agree to provide accurate and truthful information when scheduling and participating in consultations, to use our services lawfully, and not to misuse or disrupt our website.

Our initial Approval Readiness consultation is free of charge. If any paid services are offered, fees will be clearly disclosed before you agree. Consistent with the Credit Repair Organizations Act (CROA), you have the right to cancel any contract within 3 business days, and we do not charge fees before services are rendered.

Under the Fair Credit Reporting Act (FCRA), you have the right to dispute inaccurate information in your credit report directly with the credit bureaus. Our services do not remove or alter information in your credit report.

All content on this website, including text, graphics, logos, and design, is the property of Fresh Start Credit Pros and may not be reproduced without our permission.

To the fullest extent permitted by law, Fresh Start Credit Pros shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our services are provided "as is" without warranties of any kind.

We may update these Terms & Conditions from time to time. Continued use of our website after changes are posted constitutes acceptance of the updated terms.

If you have questions about these Terms & Conditions, please contact Fresh Start Credit Pros through the contact information provided on our website.